Options
Finding the Right Financing Starts With Understanding the Need
Every business and every financing situation is different.
At Flower Mound Funding, we start by understanding what you're trying to accomplish. Whether you're acquiring a business, purchasing equipment, refinancing existing debt, expanding your operation or looking for additional working capital, we'll discuss your situation and help identify financing options worth exploring.
When appropriate, we'll connect you with experienced lending professionals who can evaluate your financing needs and determine what solutions may be available.
SBA Loans
SBA-backed financing can be an attractive option for qualified businesses because it may offer longer repayment terms and financing structures that aren't always available through conventional business loans.
SBA financing may be worth exploring for:
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Business acquisitions
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Commercial real estate
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Equipment purchases
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Business expansion
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Debt refinancing
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Working capital
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Franchise purchases
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Leasehold improvements
We'll help you determine whether an SBA financing option may make sense for your situation and connect you with an appropriate SBA lending professional.
Business Acquisition Financing
Buying an existing business can require a financing structure that takes into account the purchase price, business cash flow, buyer contribution, assets and other factors.
Whether you're purchasing your first business or expanding through acquisition, we can help you explore financing options and connect you with lenders experienced in business acquisitions.
Equipment Financing
The right equipment can be essential to maintaining or growing a business—but paying cash isn't always the best use of working capital.
Equipment financing may allow a business to acquire vehicles, machinery, technology or other essential equipment while preserving cash for other business needs.
Working Capital
Sometimes a healthy business simply needs additional capital.
Working capital financing can potentially be used to support inventory purchases, payroll, seasonal needs, marketing, expansion or other operating expenses.
We'll discuss what you're trying to accomplish and help identify financing alternatives that may be appropriate.
Lines of Credit
A business line of credit can provide access to capital when it's needed rather than requiring a business to borrow a fixed amount all at once.
For businesses with recurring or unpredictable short-term capital needs, a line of credit may provide greater flexibility than a traditional term loan.
Debt Refinancing
Depending on the circumstances, refinancing or restructuring existing obligations may provide an opportunity to improve cash flow, extend repayment terms or consolidate business debt.
We'll help you explore whether refinancing is worth considering and identify lending resources appropriate for the situation.
Franchise Financing
Whether you're purchasing an existing franchise location or opening a new one, financing may be available for qualified franchise opportunities.
Financing needs can include the franchise acquisition, equipment, leasehold improvements, inventory and working capital.
We'll help you explore potential financing sources based on the franchise, transaction and your particular circumstances.
Invoice Factoring
For businesses that generate significant accounts receivable, invoice factoring can provide another way to access working capital.
Rather than waiting 30, 60 or 90 days for customers to pay invoices, qualifying businesses may be able to convert eligible receivables into more immediate cash.
Factoring isn't appropriate for every business, but in the right situation it can be a useful alternative to traditional borrowing.
Not Sure What Type of Financing You Need?
That's perfectly fine. You don't need to figure that out before calling me.
Tell me what you're trying to accomplish, and we'll start there.
My role isn't to push you toward a particular financing product. It's to understand your situation, discuss potential options and, when appropriate, connect you with lending professionals who may be able to help.
It starts with a conversation.